Third Practice
Legal accompaniment through the individual insolvency process, debt management, objections to enforcement, cancellation of attachments and debt arrangements. A return to sound financial life — not through evasion, but through a transparent and complete legal process.
Areas of Practice
Our Methodology
Opening meeting — hearing the full story, gathering existing documents, initial assessment of the claim and evaluation of prospects. At no cost.
In-depth analysis of the material, gathering expert opinions if required, mapping evidence and testimony. The stage that establishes the case before any legal action.
Negotiation, settlement agreement, or full legal proceedings. The choice depends on the strength of the case, the opposing side, and the client's preference.
Continuous representation before all committees and instances, ongoing updates, explanation of every decision. Until the case concludes with an outcome.
Questions We Hear
When the level of debt exceeds realistic repayment capacity, or when multiple active creditors are applying pressure. Sometimes a private debt arrangement is preferable; sometimes insolvency opens the solution.
A debt arrangement — settlement with specific creditors, without changing the general legal status. Insolvency — a court proceeding that halts all creditors simultaneously, establishes a rehabilitation period, and ends with a discharge.
It depends. Tax debts not yet converted into a court judgment can be discharged; child support debts never can; criminal fines — no; debts to private companies — yes.
Documented Results
Authentic screenshots of decisions issued by the National Insurance Institute and the labor courts, originally published on the firm’s Facebook page. Personal identifiers are redacted with black rectangles on the source image.
W06
Cancellation of a civil-imprisonment order
An enforcement (Hotzaa La-Poal) proceeding in which a civil-imprisonment order had been issued against the debtor. The firm filed a motion to cancel; the order was set aside before execution — the debtor never entered custody.
Outcome
Order cancelled
This outcome is not a guarantee of a similar result in any other case.
Each case is examined according to its own circumstances, documents, deadlines and applicable law. These examples are not a guarantee of a similar outcome in other cases. The firm’s attorneys do not promise a particular result — only the investment of effort to exhaust the legal options available to the client.
Areas of Practice
The Debt & Insolvency practice area has its own dedicated website with in-depth content, case studies and an ongoing blog.